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Mobile Homes
on Private Property
We welcome borrowers who are looking to finance a mobile home and place it on private property. Please note we only finance the mobile home and nothing else. Below are our guideline requirements for financing a mobile home on private property.
Private Property Guidelines
01
A minimum 25% down payment off the list price of the mobile home is requried.
02
The loan must be "Personally Guaranteed" by either the dealer, flipper or seller.
03
The debt-to-income ratio of the borrower must be lower than 51%.
04
A first position lien will be placed against the borrowers property. The borrower must show proof they own the land and must show the appraised value. The value of the property must exceed the list price of the mobile home by 20%.
Financing Options That Work.
It's Time for a Change.
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